Is Ramp safe with your data?
Ramp
Weak disclosure · high confidence
Ramp earns a D (49/100) because it leaves much about its data practices unstated.
#151
of 177 apps ranked
49
score · Finance avg 56
-7
vs category average
Ramp discloses recipient categories and international transfer safeguards via Standard Contractual Clauses, but the policy is silent on AI model training, data retention periods lack specifics (only stated as needed for business purpose), sub-processor lists are absent, security controls are vague, and breach notification requirements are not detailed.
What Ramp's privacy policy says about your data
Recipient Transparency
Ramp names specific categories of recipients including Financial Institution Partners, Service Providers, Affiliates, and Analytics Providers, enabling users to understand data flows.
Substantial Gaps
Training data practices are completely silent, retention periods use indefinite language without timeframes, and security mechanisms are described as vague boilerplate without naming standards like TLS or AES-256.
International Safeguards
Ramp explicitly names Standard Contractual Clauses and EU-U.S. Data Privacy Framework for transfers, meeting the requirement for named transfer protections.
User Rights Present
Users have documented rights to access, correct, and delete personal information via a Privacy Center, though deletion is limited by legal retention obligations.
The area-by-area breakdown for Ramp is being prepared and will appear after its next scoring pass on the current rubric. The summary and highlights above reflect the latest assessment.
Details
- Category
- Finance
- Modalities
- text
- Processes biometrics
- No
- Policy last updated
- 2026-05-20
- Region scored
- Global / US-default
- Assessed
- 2026-06-20
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Each grade reflects our analysis of what an app states in its public privacy policy and terms as of the assessment date. It measures the transparency of those documents, not the company's actual data practices, security, or compliance. Grades are our opinion, offered for general information. Full disclaimer.