Is Ramp safe with your data?

Ramp

54/100

Partial disclosure · high confidence

Ramp earns a C (54/100) because it discloses its data practices only in part.

Dealbreaker flag

D1.4: You hereby grant Ramp a royalty-free, fully-paid, irrevocable, perpetual, non-exclusive, worldwide, assignable and otherwise transferrable license, with the unrestricted and unlimited right to grant sublicenses

#64

of 216 apps ranked

score · Finance avg 37

+17

vs category average

Grade scaleA · 70–100B · 60–69C · 48–59D · 35–47F · 0–34

Ramp's policy sets out access, correction and deletion rights and says it will seek permission before training a cross-customer model, but it names no retention period, no breach-notification timeframe, and claims a perpetual sublicensable licence over feedback you submit.

What Ramp's privacy policy and terms of service say about your data

Training data

Ramp says it will provide required notices and obtain required permissions before using Company Content to train a general-purpose or generative model for use across customers, but it names no setting or form for exercising that choice.

Feedback licence

The Authorized User Agreement takes a royalty-free, irrevocable, perpetual, worldwide and sublicensable licence over any feedback, suggestions or ideas you send Ramp, with no obligation to compensate or credit you.

Retention

Retention is described through schedules and criteria tied to account life, legal requirements and purpose, with no number of days, months or years anywhere in the retention table.

Security

Security is described only as technical, organizational, administrative and physical measures, with no encryption standard or access-control mechanism named and no breach-notification commitment.

What the policy is silent or vague on

Not stated: a way to opt out of training
Not stated: your ownership of generated outputs
Not stated: a deletion timeline after closure or request
Not stated: shorter retention for AI conversation logs

Ramp privacy rating

Training-data use0 of 4 disclosed

Keeps user inputs out of model training, or makes training opt-inPartial

Names a way to opt out of or into trainingSilent

Says whether training use differs by plan or tierPartial

Lets the user keep ownership of generated outputsSilent

Data-subject rights2 of 5 disclosed

Grants a right to access your dataDisclosed

Grants a right to delete your dataPartial

Offers data portability in a usable formatPartial

Grants a right to correct your dataPartial

Grants a way to object to or opt out of processingDisclosed

Retention and deletion1 of 4 disclosed

States a retention period for your dataPartial

States a deletion timeline after closure or requestSilent

Sets a shorter retention for AI conversation logsSilent

Commits to collecting only the data it needsDisclosed

Third-party sharing1 of 4 disclosed

Lists the categories of third parties it shares withDisclosed

References a sub-processor list or data processing agreementPartial

Does not sell or share data for advertising, or offers opt-outPartial

Names a safeguard for international data transfersNot applicable

States a standard for government and law-enforcement accessPartial

Transparency3 of 4 disclosed

Discloses that you are interacting with AIDisclosed

Marks AI-generated or synthetic outputNot applicable

Enumerates the categories of data it collectsDisclosed

Maps processing purposes to legal basesPartial

Is versioned and dated, with change noticeDisclosed

Sensitive data and children2 of 3 disclosed

Discloses automated decisions and a human-review pathPartial

Limits the use of special-category dataDisclosed

Governs biometric data specificallyNot applicable

States protections for children's dataDisclosed

Security and accountability1 of 3 disclosed

Describes its security safeguardsPartial

Commits to breach notificationSilent

Names a certification or a privacy contactDisclosed

DisclosedPartialSilentAdverseNot applicable

Details

Category: Finance
Modalities: text
Processes biometrics: No
Policy last updated: 2026-08-21
Region scored: Global / US-default
Last assessed: 2026-10-13

Documents examined

Other finance apps

Each grade reflects our analysis of what an app states in its public privacy policy and terms as of the assessment date. It measures the transparency of those documents, not the company's actual data practices, security, or compliance. Grades are our opinion, offered for general information. Full disclaimer.