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Is Microsoft Copilot safe with your data?

C
Microsoft Copilot icon

Microsoft Copilot

Microsoft

56/100

Partial disclosure · high confidence

Microsoft Copilot earns a C (56/100) because it discloses its data practices only in part.

#44

of 216 apps ranked

56

score · Assistant avg 46

+10

vs category average

Grade scaleA · 70–100B · 60–69C · 48–59D · 35–47F · 0–34

Microsoft's consumer Copilot policy discloses model training with an opt-out that applies only in some markets, grants Microsoft a broad licence over user content that it can pass to others, and states no retention period or breach-notification commitment.

What Microsoft Copilot's privacy policy and terms of service say about your data

Training opt-out is geographically limited

Conversation data can help train Microsoft's AI models unless the user opts out, but the policy limits that to "some markets" without saying which, so users elsewhere get no stated opt-out.

Broad content licence passed to third parties

By using Copilot, users grant Microsoft permission to copy, distribute, transmit, publicly display, publicly perform, edit, translate and reformat their content, and Microsoft can give those same rights to others working on its behalf.

No retention period and no breach notice

The policy keeps personal data "for as long as necessary" and warns that actual retention periods vary significantly, naming no number; it never commits to notifying users of a security breach.

Strong account-closure and rights tooling

Account deletion is final after a stated 60-day grace period, Copilot activity history can be viewed, exported and deleted from the privacy dashboard, and Microsoft honours the Global Privacy Control signal.

What the policy is silent or vague on

  • Not stated: your ownership of generated outputs
  • Not stated: shorter retention for AI conversation logs
  • Not stated: a sub-processor list or data processing agreement
  • Not stated: breach notification

Microsoft Copilot privacy rating

Training-data use0 of 4 disclosed
Keeps user inputs out of model training, or makes training opt-inPartial
Names a way to opt out of or into trainingPartial
Says whether training use differs by plan or tierPartial
Lets the user keep ownership of generated outputsSilent
Data-subject rights2 of 5 disclosed
Grants a right to access your dataDisclosed
Grants a right to delete your dataPartial
Offers data portability in a usable formatPartial
Grants a right to correct your dataPartial
Grants a way to object to or opt out of processingDisclosed
Retention and deletion1 of 4 disclosed
States a retention period for your dataPartial
States a deletion timeline after closure or requestDisclosed
Sets a shorter retention for AI conversation logsSilent
Commits to collecting only the data it needsPartial
Third-party sharing1 of 5 disclosed
Lists the categories of third parties it shares withPartial
References a sub-processor list or data processing agreementSilent
Does not sell or share data for advertising, or offers opt-outPartial
Names a safeguard for international data transfersDisclosed
States a standard for government and law-enforcement accessPartial
Transparency3 of 5 disclosed
Discloses that you are interacting with AIDisclosed
Marks AI-generated or synthetic outputPartial
Enumerates the categories of data it collectsDisclosed
Maps processing purposes to legal basesPartial
Is versioned and dated, with change noticeDisclosed
Sensitive data and children1 of 2 disclosed
Discloses automated decisions and a human-review pathNot applicable
Limits the use of special-category dataPartial
Governs biometric data specificallyNot applicable
States protections for children's dataDisclosed
Security and accountability1 of 3 disclosed
Describes its security safeguardsPartial
Commits to breach notificationSilent
Names a certification or a privacy contactDisclosed
DisclosedPartialSilentAdverseNot applicable

Details

Category
Assistant
Modalities
text, image
Processes biometrics
No
Policy last updated
2026-07
Region scored
Global / US-default
Last assessed
2026-10-13

Documents examined

Each grade reflects our analysis of what an app states in its public privacy policy and terms as of the assessment date. It measures the transparency of those documents, not the company's actual data practices, security, or compliance. Grades are our opinion, offered for general information. Full disclaimer.

Is Microsoft Copilot safe with your data? Grade C | VerifyWise