All apps

Is Brex safe with your data?

F
Brex icon

Brex

31/100

Poor disclosure · grade F is 0–34 · high confidence

Scored 31 ± 5 (range 26–36)

The ±5 is measured, not chosen: re-running the grader on identical policy text landed inside this range for 96% of apps. Read a one-grade gap between two apps as noise. How we grade

Brex earns an F (31/100) because it discloses little about its data practices.

Dealbreaker flag

  • D1.4: You grant Brex a worldwide, irrevocable license to use, modify, distribute, copy, and create derivative works from Company Data

#191

of 216 apps ranked

31

score · Finance avg 38

-7

vs category average

Grade scaleA · 70–100B · 60–69C · 48–59D · 35–47F · 0–34

Brex publishes a detailed financial-services privacy policy with enumerated data categories and named disclosure recipients, but it says nothing about AI processing or model training, names no retention period, and its platform agreement takes a worldwide irrevocable licence over customer data.

What Brex's privacy policy and terms of service say about your data

Broad data licence

The platform agreement has customers grant Brex a worldwide, irrevocable licence to use, modify, distribute, copy and create derivative works from Company Data.

No AI disclosure

Neither the privacy policy nor the terms mention AI or machine-learning processing, model training, or any opt-out, so nothing is disclosed on how inputs are used.

Retention left open

Data is kept "for as long as it is required" with no number attached, and the policy warns retention obligations may prevent deletion even after a request.

Rights split by region

The clearest access, correction and portability rights sit in the California, Virginia and European sections rather than in the terms that apply to everyone.

What the policy is silent or vague on

  • Not stated: keeping user inputs out of model training
  • Not stated: a way to opt out of training
  • Not stated: whether training use differs by plan
  • Not stated: your ownership of generated outputs

Brex privacy rating

Training-data use0 of 4 disclosed
Keeps user inputs out of model training, or makes training opt-inSilent
Names a way to opt out of or into trainingSilent
Says whether training use differs by plan or tierSilent
Lets the user keep ownership of generated outputsSilent
Data-subject rights1 of 5 disclosed
Grants a right to access your dataPartial
Grants a right to delete your dataPartial
Offers data portability in a usable formatPartial
Grants a right to correct your dataPartial
Grants a way to object to or opt out of processingDisclosed
Retention and deletion0 of 4 disclosed
States a retention period for your dataPartial
States a deletion timeline after closure or requestSilent
Sets a shorter retention for AI conversation logsSilent
Commits to collecting only the data it needsSilent
Third-party sharing1 of 5 disclosed
Lists the categories of third parties it shares withDisclosed
References a sub-processor list or data processing agreementPartial
Does not sell or share data for advertising, or offers opt-outPartial
Names a safeguard for international data transfersSilent
States a standard for government and law-enforcement accessPartial
Transparency0 of 5 disclosed
Discloses that you are interacting with AISilent
Marks AI-generated or synthetic outputSilent
Enumerates the categories of data it collectsPartial
Maps processing purposes to legal basesPartial
Is versioned and dated, with change noticeSilent
Sensitive data and children0 of 4 disclosed
Discloses automated decisions and a human-review pathSilent
Limits the use of special-category dataSilent
Governs biometric data specificallySilent
States protections for children's dataPartial
Security and accountability0 of 3 disclosed
Describes its security safeguardsPartial
Commits to breach notificationSilent
Names a certification or a privacy contactPartial
DisclosedPartialSilentAdverseNot applicable

Details

Category
Finance
Modalities
text
Processes biometrics
No
Policy last updated
Not stated
Region scored
Global / US-default
Last assessed
2026-10-13

Documents examined

Each grade reflects our analysis of what an app states in its public privacy policy and terms as of the assessment date. It measures the transparency of those documents, not the company's actual data practices, security, or compliance. Grades are our opinion, offered for general information. Full disclaimer.

Is Brex safe with your data? Grade F | VerifyWise