Is Brex safe with your data?

Brex

13/100

Poor disclosure · medium confidence

Brex earns an F (13/100) because it discloses little about its data practices.

Dealbreaker flag

D1.4: You grant Brex a worldwide, irrevocable license to use, modify, distribute, copy, and create derivative works from Company Data

#210

of 211 apps ranked

score · Finance avg 41

-28

vs category average

Grade scaleA · 70–100B · 60–69C · 48–59D · 35–47F · 0–34

Brex discloses enumerated data categories and recipient types with some marketing opt-out rights, but lacks training-data controls, user rights, and specific security/breach standards.

What Brex's privacy policy and terms of service say about your data

Adverse licensing over company data

Brex grants itself a worldwide, irrevocable licence to use, modify, distribute, copy and create derivative works from Company Data.

Data categories disclosed

The policy enumerates more than 14 data categories, including transaction data, travel data plus device information.

Marketing opt-out available

Users can opt out of data sharing or selling for marketing purposes.

No user rights stated

The documents are silent on access, deletion, portability plus correction rights.

What the policy is silent or vague on

Not stated: keeping user inputs out of model training
Not stated: a way to opt out of training
Not stated: whether training use differs by plan
Not stated: your ownership of generated outputs

Brex privacy rating

Training-data use0 of 4 disclosed

Keeps user inputs out of model training, or makes training opt-inSilent

Names a way to opt out of or into trainingSilent

Says whether training use differs by plan or tierSilent

Lets the user keep ownership of generated outputsAdverse

Data-subject rights0 of 5 disclosed

Grants a right to access your dataSilent

Grants a right to delete your dataSilent

Offers data portability in a usable formatSilent

Grants a right to correct your dataSilent

Grants a way to object to or opt out of processingSilent

Retention and deletion0 of 4 disclosed

States a retention period for your dataSilent

States a deletion timeline after closure or requestSilent

Sets a shorter retention for AI conversation logsSilent

Commits to collecting only the data it needsSilent

Third-party sharing1 of 4 disclosed

Lists the categories of third parties it shares withDisclosed

References a sub-processor list or data processing agreementSilent

Does not sell or share data for advertising, or offers opt-outPartial

Names a safeguard for international data transfersNot applicable

States a standard for government and law-enforcement accessSilent

Transparency1 of 4 disclosed

Discloses that you are interacting with AISilent

Marks AI-generated or synthetic outputNot applicable

Enumerates the categories of data it collectsDisclosed

Maps processing purposes to legal basesSilent

Is versioned and dated, with change noticePartial

Sensitive data and children0 of 3 disclosed

Discloses automated decisions and a human-review pathSilent

Limits the use of special-category dataSilent

Governs biometric data specificallyNot applicable

States protections for children's dataPartial

Security and accountability0 of 3 disclosed

Describes its security safeguardsPartial

Commits to breach notificationSilent

Names a certification or a privacy contactSilent

DisclosedPartialSilentAdverseNot applicable

Details

Category: Finance
Modalities: text
Processes biometrics: No
Policy last updated: 2026-04-07
Region scored: Global / US-default
Last assessed: 2026-08-13

Documents examined

Other finance apps

Each grade reflects our analysis of what an app states in its public privacy policy and terms as of the assessment date. It measures the transparency of those documents, not the company's actual data practices, security, or compliance. Grades are our opinion, offered for general information. Full disclaimer.