Is Brex safe with your data?

Brex

34/100

Poor disclosure · high confidence

Brex earns an F (34/100) because it discloses little about its data practices.

Dealbreaker flag

D1.4: You grant Brex a worldwide, irrevocable license to use, modify, distribute, copy, and create derivative works from Company Data

#182

of 216 apps ranked

score · Finance avg 38

-4

vs category average

Grade scaleA · 70–100B · 60–69C · 48–59D · 35–47F · 0–34

Brex publishes a detailed finance-grade privacy policy with enumerated data categories and recipient lists, but it says nothing about AI or model training and grants itself an irrevocable licence over customer-submitted Company Data.

What Brex's privacy policy and terms of service say about your data

Irrevocable data licence

The Platform Agreement has customers grant Brex a worldwide, irrevocable licence to use, modify, distribute, copy and create derivative works from Company Data.

No AI disclosures

Neither the privacy policy nor the Platform Agreement mentions model training, AI features, or any opt-out, so there is nothing stated about whether customer data feeds models.

Retention is open-ended

Brex keeps personal information "for as long as it is required" and names no retention period, no deletion timeline after account closure, and warns that retention obligations may prevent honouring a deletion request.

Rights depend on where you live

Access, correction, portability and deletion rights appear only inside the California, Virginia, Brazil, Canada and EEA sections rather than as a baseline promise to all users.

What the policy is silent or vague on

Not stated: keeping user inputs out of model training
Not stated: a way to opt out of training
Not stated: whether training use differs by plan
Not stated: your ownership of generated outputs

Brex privacy rating

Training-data use0 of 4 disclosed

Keeps user inputs out of model training, or makes training opt-inSilent

Names a way to opt out of or into trainingSilent

Says whether training use differs by plan or tierSilent

Lets the user keep ownership of generated outputsSilent

Data-subject rights1 of 5 disclosed

Grants a right to access your dataPartial

Grants a right to delete your dataPartial

Offers data portability in a usable formatPartial

Grants a right to correct your dataPartial

Grants a way to object to or opt out of processingDisclosed

Retention and deletion0 of 4 disclosed

States a retention period for your dataPartial

States a deletion timeline after closure or requestSilent

Sets a shorter retention for AI conversation logsSilent

Commits to collecting only the data it needsSilent

Third-party sharing1 of 4 disclosed

Lists the categories of third parties it shares withDisclosed

References a sub-processor list or data processing agreementPartial

Does not sell or share data for advertising, or offers opt-outPartial

Names a safeguard for international data transfersNot applicable

States a standard for government and law-enforcement accessPartial

Transparency1 of 4 disclosed

Discloses that you are interacting with AISilent

Marks AI-generated or synthetic outputNot applicable

Enumerates the categories of data it collectsDisclosed

Maps processing purposes to legal basesPartial

Is versioned and dated, with change noticePartial

Sensitive data and children1 of 3 disclosed

Discloses automated decisions and a human-review pathPartial

Limits the use of special-category dataSilent

Governs biometric data specificallyNot applicable

States protections for children's dataDisclosed

Security and accountability1 of 3 disclosed

Describes its security safeguardsPartial

Commits to breach notificationSilent

Names a certification or a privacy contactDisclosed

DisclosedPartialSilentAdverseNot applicable

Details

Category: Finance
Modalities: text
Processes biometrics: No
Policy last updated: Not stated
Region scored: Global / US-default
Last assessed: 2026-10-13

Documents examined

Other finance apps

Each grade reflects our analysis of what an app states in its public privacy policy and terms as of the assessment date. It measures the transparency of those documents, not the company's actual data practices, security, or compliance. Grades are our opinion, offered for general information. Full disclaimer.